Adverse possession has certain requirements, including the length of possession. How many years are required?
It depends on the type of mortgage: 5, 10, or 15 years. But there’s an important detail that many people don’t know—sometimes you can add your time as the owner to that of the person who owned the property before you.
If you purchased (even informally) from someone who already had possession, the law allows you to combine the two periods—provided that the previous possession was also continuous and peaceful.
This “cumulative period” does not apply to inherited properties. If you inherited the property from your father and he had already been living there for 20 years, you cannot simply add his time to yours—you must accumulate your own period of ownership starting from the date of his death.
Contact Tettu.